And after today I reliase yet again that maybe I'm odd in this context?!
The main reason I'm in the place I am right now, team leader and organizing of the grief/hospice team every so often, is because I've been through it with my history.... and if you are like over 50, or 60, that wouldn't be too odd, but I'm still mid30ies and therefore many do take a double turn and wonder why.
Ah well, what I wanted to say this late hour is the things gotten from all the comment this day and the comments from Zuska's post about long term-care insurance; if you live the USA and you are working, regardless of age - look into the retirement benefits, the long term care plans/insurance, the long term care, the advanced directives (not to do with money but what you want with CPR and revival).
And the big imperative, the big thing; it's not for only the old people, it's for us who aren't. Why?
Mainly because we haven't thought about it (as a group age anyway, many people in their 30 and 40ies haven't). And it's still a sad reality that something might happen that affects you and your relationship and your children, but it gets wrong. You need at least a will* but an advance directive wouldn't hurt.
All I want to say at this latelate hour, would be please look over your "advance directive^" and you will, even if you don't have any legal dependents (like me... non married in a state that decides if you don't have a will, not married, no children, technically they can do what hey want with your money... I thought it went to my parents... apparently not... since I'm not a citizen. Anyway, just need to keep your balances in order.)
I would just like for you to begin the conversation. What do you want to happen with you?! Who knows about that? Is there anyway who actually has power that can change thing when they know what you want? All those things..... Yeah, important stuff to think about before it is needed.
*I made my first will when I was in the middle of my divorce and was travelling across the globe and thought it was a better deal for my close friends and family to get my money/inheritance than my estrange husband. It was an odd deal to start with, no one starts that
^it will depend on which state you're in the USA. But most states (41) are accepting it.. and a good way to start the process.... you can go to legaldirective.org